(Registration) Kerala Saranya Self Employment Scheme 2021: Application Form

Kerala saranya self employment scheme, it is an initiative by the Kerala state government to provide upliftment to the backward and the segregated women. Various schemes have been launched by the government, and with respect to this one, its main aim is to provide self employment loans to women. Employment Exchange Kerala is a great opportunity for the women who will be getting benefited from the interest-free loan they receive to grow and to become empowered.

In respect to the above information, this article has been prepared to provide some important information regarding the Kerala saranya self employment scheme including, the complete step by step procedure for making the application, the eligibility criteria and the objective of the scheme, important documents required in order to make the application and much more. Make sure to give a read and know better.

Kerala Saranya Self Employment Scheme- About

  • This is scheme has been launched by the Kerala State Government for the women belonging from backward and segregated sections of the society or the scheduled Tribes like the uneducated, divorced, widows, etc.
  • Under this scheme, interest-free loans up to INR 50000 will be provided by the government to the women so that they can start their own businesses.
  • In the above-said amount of INR 50000, INR 25000 will be provided as financial assistance but in the subsidy form that will be given by the employment department.
  • Any of the joint business owners or individuals are eligible for making an application under this scheme.

Also Read: Tnvelaivaaippu Registration | E District Odisha | NSP scholarship | AP Ration Card

Kerala Saranya Self Employment Scheme- Objectives

  • One of the major objectives of the scheme is to provide loans to backward and segregated Kerala women, who belong to the Scheduled Tribes like the uneducated women, divorced, or widow, etc.
  • INR 50000 will be provided by the government under the Kerala saranya self employment scheme to the women for setting up their business.
  • This scheme will assure the women of the state to be self-dependent.

Kerala Saranya Self Employment Scheme- Key Highlights

  • The name of the scheme is Kerala saranya self employment scheme.
  • The scheme has been launched by the Kerala Government.
  • The beneficiaries under this scheme are the women of Kerala.
  • The main objective of this scheme is to provide loans so that women can start their businesses.
  • The official portal link of the scheme is- https://employment.kerala.gov.in/ 
  • INR 50000 is being provided as the financial assistance within the scheme.
  • The scheme has been launched in 2021.

Kerala Saranya Self Employment Scheme- Implementation

  • The applicants who are eligible can get their application form from the Kerala employment exchange at which the beneficiary is already registered.
  • Detailed project report along with the income certificate will be required to be submitted from the end of the beneficiary.
  • The income certificate can be obtained from the end of the village officer after the application form has been submitted.
  • At the Kerala employment exchange, primary verification will be conducted.
  • With the primary verification, which will be conducted, the data that has been filled in within the application form, the correctness of it will be verified. The income certificate, marital status certificate, community certificate, etc., will also be verified therein.
  • In case the application form will be forwarded to district employment exchange if it has been submitted at the town employment exchange.
  • Once the application is verified, the same will be submitted to the District Committee by the district employment officer for sanctioning the loan.
  • The district committee chairman will be the district collector, and the conveyor will be the district employment officer.
  • The Kerala government will be the appellate authority.
  • Lastly, the loan amount will be transferred to the beneficiary bank account directly from the end of the employment exchange Kerala department.

Kerala Saranya Self Employment Scheme- Monitoring Procedure

  • The Kerala saranya self employment scheme, it will get monitored by the district employment officer and the town employment exchange employment officers.
  • The controlling officers under this scheme is the employment Kerala director.
  • The beneficiary will be required to pay the instalment at a regular interval.
  • In case any beneficiary fails to pay 3 instalments consecutively, in such a situation, two reminders will be sent to them.
  • case the beneficiary fails to reply to these reminders, in such a situation, the revenue recovery action will get initiated to recover the loan amount together with interest.
  • In case the loan amount has been utilized by the beneficiary for some other purpose, in such a situation, the complete amount will be recovered from them. Amount recovered will also include the subsidy.

Kerala Saranya Self Employment Scheme- Benefits And Features

  • The Kerala saranya self employment scheme has been launched by the Kerala government.
  • INR 50000 will be provided as a loan amount within the scheme.
  • The beneficiaries will not be required to give any kind of security for getting the loan amount.
  • Up to INR 50000, the loan amount will be interest-free.
  • The beneficiary can also take a loan above INR 50000, but in order to do so, certain conditions will be required to be fulfilled from the end of the beneficiary.
  • With the help of this scheme, it is made sure that the women can become self-dependent.

Kerala Saranya Self Employment Scheme- Conditions For Loan Above INR 50,000

  • In order to get a loan above INR 50000, the beneficiary will be required for remitting the amount’s 10% as Beneficiary contribution along with 3% interest (flat-rate).
  • The Ventures which are running successfully and have already repaid around 50% of the taken loan will be eligible for availing the additional loan- up to 80% of the loan amount (original amount) at the nominal interest rate for the expansion of the venture. 
  • In order to get a loan amount, the beneficiaries are not required to provide any kind of security.

Kerala Saranya Self Employment Scheme- Eligibility Criteria

  • Unemployed, divorced, spinsters, deserted women, above 30 years of age and also Scheduled tribe unwedded mothers who exist in the employment exchange kerala live register and are aged between 18-55 years (exception- spinsters), are eligible for making an application herein.
  • Beneficiary’s annual family income should be less than equal to INR 1,00,000.
  • Beneficiaries with technical and professional qualifications will be given preference.

Relevant Definitions Of The Above-Said Category Of Women

  • Widow- Woman whose husband has decreased, and they didn’t remarry till date. Village officer/Gram panchayat president/municipal corporation chairman/municipal corporation mayor, one can obtain the Certificate from any one of them.
  • Divorced women- Women who divorced their husband and owns a court-provided (or their own religious organization-based) divorcee Certificate come under this category. There doesn’t exist any religious boundation for the women belonging to this category. The divorce Certificate should, in clear terms, also state that the women haven’t remarried to date or at the time they made the Application.
  • Deserted women- Women whose husband deserted them or the women whose husband is missing for around the past seven years come under this category. These women are required for producing a Certificate after they have received it from the tahsildar, and within the Certificate, it should be clearly stated that the women have still not remarried.
  • Spinsters women- The women who completed 30 years of age as of 1st April 2021 and are still unmarried fall under this category. The village officer can provide this Certificate.
  • Unmarried mothers- These women belong to the category of Scheduled tribe, and they became mothers without marrying. These unmarried women, they need to get from the village officer a Certificate which clearly states the women’s community and caste.

Kerala Saranya Self Employment Scheme- Essential Documents

  • Ration card
  • Aadhar card
  • Age proof
  • Mobile number
  • Photograph- passport size
  • Bank account details
  • Residence proof 

Kerala Saranya Self Employment Scheme- Application Procedure

  • Next click on the option, register as a job seeker on employment Kerala. employment exchange kerala
  • An application form will appear right in front. Provide the information like the name of the applicant, date of birth, ID and password along with captcha code and the other relevant details as asked. employment exchange kerala
  • Next, click on the option create an account.
  • Once done, now one will be able to do login on to the Kerala employment exchange. For that, click on the option login. employment exchange kerala
  • On the login page, provide the username and password and then click on the option sign in.
  • Then click on the option apply for Kerala saranya self employment scheme 
  • An application form will appear; make sure to fill in all the required information correctly and click on submit.
  • With this simple procedure, one will be able to apply for the Kerala saranya self employment scheme.

Application Form- Procedure To Download

  • Then click on the forms link. employment exchange kerala
  • On the new page that appears, there will be many forms. employment exchange kerala
  • One needs to select the Saranya form. employment exchange kerala
  • The Application form will be provided on the screen in PDF format. employment exchange kerala
  • One can click on the option download for downloading it.

Government Orders- Downloading Procedure

  • Visit the official portal of the national employment service (https://employment.kerala.gov.in/), and from the home page, click on the option download tab.
  • Next, click on the option government order. employment kerala
  • On the new page that appears, it will contain the government orders.  employment kerala
  • Make a pick as per the requirement.
  • The government order will be provided on the screen in PDF format. employment kerala
  • One can download it by clicking on the option download.

Acts And Rules- Downloading Procedure

  • Visit the official portal of the national employment service (https://employment.kerala.gov.in/), and from the home page, click on the option download tab.
  • Next, click on the option acts and rules. employment kerala
  • On the new page that appears, it will have all acts and the rules. employment kerala
  • Make a pick as per the requirement.
  • The concerned file will appear in PDF format. employment kerala
  • One can download it by clicking on the option download.

Reports And Documents- Downloading Procedure

  • Visit the official portal of the national employment service (https://employment.kerala.gov.in/), and from the home page, click on the option download tab.
  • Next, click on the option reports and documents. employment kerala
  • On the new page that appears, a list containing all reports and documents will be provided. employment kerala
  • Make a pick as per the requirement.
  • The concerned file will appear in PDF format.
  • One can download it by clicking on the option download.

Citizen Charter- Downloading Procedure

  • Visit the official portal of the national employment service (https://employment.kerala.gov.in/), and from the home page, click on the option download tab.
  • Next, click on the option citizen charter. employment kerala
  • On the new page that appears, a list containing citizen charter will be provided. employment kerala
  • One can click on the download option for downloading the citizen charter.

Publications- Downloading Procedure

  • On the new page that appears, a list containing all publications will be provided. kerala employment exchange
  • Make a pick as per the requirement.
  • The concerned file will appear on the screen. kerala employment exchange
  • One can download it by clicking on the option download.

Lodge Grievance- Procedure To Do It

  • Visit the official portal of the national employment service (https://employment.kerala.gov.in/), and from the home page, click on the option public grievance.
  • On the new page that appears, provide the information, including the name, email, subject, message and then click on the option submit. kerala saranya self employment scheme
  • With this simple procedure, one will be able to lodge the grievance.

Contact Details- Procedure To View

  • Visit the official portal of the national employment service (https://employment.kerala.gov.in/), and from the home page, click on the option contact.
  • On the new page that appears, one will be able to view all of the contact details in one place. kerala saranya self employment scheme

Although it has been made sure that every single detail can be covered, but even after reading it, one has any kind of doubt or query, they can connect to the concerned authorities with the below-mentioned details.

FAQs

Kerala saranya self employment schemewhat is the idea behind it?

The major objective of this scheme is to upgrade the backward women of Kerala.

What is the target group for the scheme?

The destitute women are the target group for the scheme.

What is the loan amount which the beneficiaries can get within the scheme?

Up to INR 50000 can be availed by the beneficiaries under the scheme.

Is there an age limit to make an application under the scheme?

Women belonging between the age of 18-55 years are eligible to make an application here.

Which department is responsible for the scheme’s successful launch?

Kerala employment exchange department is responsible for the successful launch of the scheme.

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